Bo Sanchez Wealth Circle Mentor: Level 1 Investing Priotiy

A Lot Of Families Struggle

Financially Because of Sickness of a LOVE One.

Worse, They End Up With

Lots of DEBTS!

This is WHY We Need to

Learn and Do

The Top Priority in INVESTING and Protection.

There are Three Types of HealthCare Protection we NEED to INVEST on to secure our future. These are: Short Term; more popularly known as HMO, Long Term, and Senior Care. HMO is normally provided by the company if you are an employee. Senior Care is for those who are above 60 years old and was not able to get their Long Term Care. Senior Care is the most expensive of the three. The Long Term Care is the Most Important and Most Complete of these three.

Your Long Term Health Care Will Determine Who and How You will be Taken Cared At Your Old Age! You Cannot Depend On Your Company, Your Children, nor the Government for Your Long Term Healthcare! We all NEED Long Term HealthCare to HAVE PEACE OF MIND!

The topmost priority in our Investment Goal is Health Care. Employees normally have a short term healthcare benefit. However, like many people when the company retire us we lose our Healthcare Protection (HMO) because the company gets the benefit back. Thus, we need to have a Long Term Healthcare. By long term, it means a healthcare coverage beyond retirement. This is very basic and the first priority in building your financial foundation. Why is this so? If we love ourselves we need to make sure we have the proper HealthCare Protection to ensure that we will be taken cared when we grow old. Check this out:

When Fely and I were both employed, the company we worked with really provided very well for our healthcare. However, when the company opted to give us early retirement, our healthcare also ceased. Thus, it gave us a very big lesson that we must make sure that while we are working and the company provides for our short term healthcare, we must invest on our own long term healthcare too.

So what should we look at to know what we are getting a good HealthCare? We need to do a Four Way Test:

First is can I use it NOW: Will it cover me in case I get sick while I am paying and waiting till maturity?

In case the plan holder dies will he get something: Will he be covered with insurance if in case I die?

Will my money really grow or will I lose it in case I don't use it?

Can I use it in my Senior Years: Will it really provide for my Long Term Health Care Needs?

With Kaiser Long Term Care, the answer to these questions is a YES! So this is the first investment that we got after our retirement. We acted on it. We got ourselves and our children, long term healthcare. Our entire family are secured from any medical crisis we might encounter, we have money that we can use. Fely and I do not need to sell off properties, and we do not have to incur debts. We have a solid financial foundation. We calculated how much we would need in case of a medical crisis, as well as for the basic medical needs. By basic, this includes maintenance medicines, and vitamins, and supplements. We calculated the future value of what we spend today to the year we project we actually will need it. We used an inflation rate of 7%.

So how does it work? Kaiser Long Term HealthCare is a 7 year Premium Payment with 13 years of Waiting for Maturity. It can be used while on the 7 year Paying Period and beyond Maturity Period for as Long as there is Fund in your HealthCare. It grows by 10% (projected compounded interest rate) after Maturity. Thus, for the example above, you pay a premium of less than 500K Pesos in 7 years and the value you expect to have on the 20th year is more than 1.1M pesos. These 1.1M Pesos in Maturity will grow by 10% each year. You can Opt to use it or leave it to grow further. Or you can opt to use it for ANYTHING, ANYONE, ANYWHERE in the World. Isn't that Amazing!

With just the interest earnings of our long term healthcare coverage, we can sustain our daily basic maintenance or even a medical crisis, which we pray won’t happen. But just in case it does, we have more than a million pesos to cover for that. We won’t have to sell any property nor borrow money. Better yet, we expect and claim that we will be healthy, and thus, would use the interest of this invested money to help other people like Juan, Peter, and Jose who are in desperate need.

What makes it even more special is that it answers the basic needs in Building a Solid Financial Foundation for it is not just going to take care of your health care needs when you grow old. It also provides for the possibilities of dying too soon , and on the other end is growing old. Why? Because it is a complete package. It has Long and Short Term Healthcare, it is also has an Investment, and last but not the least Insurance in it. It is a "Three In One" Financial Product that covers you in all possibilities in life. And if we live too long and healthy, we can continue to accumulate Millions to serve as funds for legacy for our family!

My youngest daughter was 11 when I got for her the less than 3K per month Kaiser Long Term Healthcare. When she turn 31 she will have about half a million. and these half a million will be doubling about every seven years. So when she turns 45 she will have accumulated 2 Million and by the time she turns sixty she will have accumulated 8 Million Pesos!

And what more can you ask for? Kaiser HealthCare is accredited by 800 Hospitals and Clinics and almost 5000 doctors all over the Philippines.

Kaiser Clinics are also sprouting in different location in Metro Manila, Cebu and Mindanao

I am sure you have heard the story of Ms Sharon Cuneta Pangilinan. Her mother got sick and she had to liquidate some of her assets to provide for the needs of her beloved mother. Because of that experience, she accepted the role of being the Brand Ambassador for Kaiser HealthCare.

I had seen many families that went bankrupt because of a medical crisis. One of them is June; a retiree from a prestigious local company. In his retirement years, he had cancer. All their lifetime savings and properties were wiped out in just a matter of months. He even had to ask financial support from family and friends. He had to even resort to borrowing money. Finally he succumbed to the disease not because there is no cure but because he has exhausted all his resources and his family could no longer support him. He died penniless and in debt.

We met many June, of different ages, who went through the pain and difficulties in their finances due to medical crisis. People really go bankrupt if they do not have the basic short term and long-term healthcare. It does not matter whether you are in the early part of your career or in the last quarter of your work life. The lesson we learned from these people we met is clear, we have to make sure that in building our solid financial foundation, we must indeed start it by securing our own long term health care. And if we do not have a short term healthcare, we must secure it too!

Contact me NOW at 0920-902-1217 or eMail me at richbenj.santiago@gmail.com so you can have Peace of Mind! Better yet, apply NOW for your KAISER LONG TERM HEALTHCARE.

Check this out too for more details: