We Can Rise Up From This!

Many People are struggling
Because of DEBTS!
Maraming Tambak sa Utang!
It has been worsened by the current
PANDEMIC!
Nawalan pa ng Kita...
But there is HOPE.

For me and Fely , Our Resurrection from DEBT 

Started With Bro Bo Sanchez

Truly Rich Coaching Seminar
That CONNECTED us to IMG

We were helped by what we LEARNED from IMG. We executed the strategies HOW to MANAGE our DEBTS, INCREASE our CASH FLOW,  and INVEST CORRECTLY. Now, we encourage people to be part of our MISSION.

Let me know if you need assistance 

in getting into your Webinar Room.

EMAIL ACCOUNT: richbenj.santiago@gmail.com

BE AN IMG MEMBER NOW

Check here to see the many benefits of becoming an IMG Member. You may even win an iPad Mini:
https://6020h.30m2030.com

God bless us All,

Benj Fely Santiago

We are the DEBT DESTROYERS

This is Our STORY!

We were Engineers Who Knows How To Implement Improvements in the Company. 

However, we failed to do the same in our Personal Finance.

Yes, we earned very well as we climb the Corporate Ladder faster than most engineers, but we still got entangled with DEBTS. This is why we sought financial coaching seminars as early as 2007. And We were able to encounter IMG through the Truly Rich Coaching Seminar of Bro Bo Sanchez

The worst part of our Financial Situation Happened in 2009 when we were Both Retired One after the Other from our JOB. We have not fully recovered financially yet, and We Had So Much Responsibilities: Our Children's Education, Our Credit Cards Due Dates, Support to our Parents, and more!

But God is good! In the midst of our trouble, we found the answer. We   Implement What We Learned in the Continuing Financial Education we receive for FREE in IMG. We were continually mentored how to increase our cash flow by Reducing our Expenses and by Increasing our Income doing the IMG Business. After just about 4 years, we were able to GET OUT OF BAD DEBTS, and RECOVERED our LOST INCOME.  

Check here to see the many benefits of becoming an IMG Member. You may even win an iPad Mini:
https://6020h.30m2030.com

Get yourself Financially Educated too: 

REGISTER HERE FOR FREE 

ON LINE WEBINAR

Let me know if you need assistance 

in getting into your Webinar Room.

EMAIL ACCOUNT: richbenj.santiago@gmail.com

On top of that, we were also blessed to enjoy many other BENEFITS of IMG which includes INVESTING CORRECTLY in MUTUAL FUNDS, Freebies on the purchase of our Long Term HealthCare Protection, Memorial Lot, House and Lot, Car, etc.

We are committed and relentless in Doing the IMG Mission! We use our own "WOUNDEDNESS" and DEBT EXPERIENCES to help people in distress. Teaching them the right approach in INVESTING, in Managing their DEBTS , and How to SUCCEED in IMG Business. 

NOW, after more than 12 years doing the IMG Business, we anchored everything in our MISSION to Help Families Create Wealth. We want to Transform People. Change Their Lives. No Matter How Old . Location, Profession, Education, and Religion! We have helped 29 people become multi millionaires, and about 39,985 people Learn and Earn from both their INVESTMENTS and BUSINESS! We found our Fulfillment, serving what we found as our PURPOSE in LIFE through IMG MISSION!

We are so happy and very inspired to do the IMG Mission all over the world with equally committed Leaders we were able to Train and Educate in the IMG Mission.

I encourage you to REGISTER to

BE a MEMBER NOW.

God bless us All,

Benj Fely Santiago

What is The Kaiser Advantage

All About KAISER

Ano ba yang KAISER??

Maraming nag tatanong kung ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance. 

How Does Kaiser Long-Term Healthcare Work?

It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

1. Accumulation Period (7years)

This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

- Free Annual Physical Exam

- Free Dental Benefits

- Waiver of Installment due to death

- Waiver of Installment due to disability

- Basic Medical Benefits

- Member’s choice of room and board

- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan) 

2. Extended Period (13 years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

- Lifetime Network access to over 500 major hospitals

- Additional Health Bonus when the market is at top performance

- Receives the VISA card after full contribution from the accumulation period

3. Long-term Care Period (beyond 20 years)

Upon maturity, the plan holder will receive the following benefits:

- Total accumulation of unused health benefits

- Long term care benefit or the plan coverage

- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

Additional health benefits when the market is at top performance

All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency

Avail your Kaiser Healthcare now for you and for your family!

Get Coached on what is Appropriate for you and your family's NEEDS. We will be happy to Guide You!

Register HERE :  KAISER LONG TERM CARE

Watch this to Learn More about what is KAISER Advantage

Check here to see the many benefits of becoming an IMG Member. You may even win an iPad Mini:
https://6020h.30m2030.com

God bless us all,
Benj Fely Santiago
Truly Rich Makers Founder
Debt Destroyers Author
Senior Executive Vice Chairman IMG

IMG Membership Benefits

Ano  Ba Ang Benefits ng IMG Member?

Some people have mistakenly categorized IMG Business as Networking Business. Allow me to clarify by asking these Questions:

Do you want to...

Invest in the Stock Market Directly?

Invest indirectly through Mutual Funds?

get Health and Life Insurance?

Invest in Real Properties?

buy your own car?

have a memorial lot?

have a memorial plan?

have FREE HMO?

have FREE Trips abroad?

have unlimited Health Check Up and Consultation?

have FREE Eye Check Up and eyeglass Frames?

have other needs and wants?

You would normally go to many institutions or company to get all these needs. Not anymore! All these and more you can avail in IMG and you can even save money versus getting it somewhere else. In other words, if you are an IMG member, "mas mura mo makukuha lahat ng iyan! Saan ka pa?" Bakit? You simply eliminate the middle man.

IMG Membership is like getting your SM Advantage or your SNR Membership Card. It is also like joining the Truly Rich Club. It is a Membership Platform for people to join , be a Member, and Enjoy the Benefits just like getting your usual Membership Card.

BE AN IMG MEMBER NOW and ENJOY the AMAZING BENEFITS

Check here to see the many benefits of becoming an IMG Member. You may even win an iPad Mini:
https://6020h.30m2030.com

Wait , there is MORE!!! In IMG you will receive Lifetime Training, Coaching, Access and Discounts in your Financial Products. You will be EDUCATED on very important Financial Concepts to manage your finances, and How to Build A Solid Financial Foundation.

You can then EXECUTE the concepts you learned. With one-time Membership Fee of 5500 Pesos, you acquire these benefits for a lifetime! And the surprise package includes a STARTING INVESTMENT of 1000 Pesos in SOLDIVO Mutual Funds. You just need to pay Annual Renewal Fee of 1500 every December to continue to enjoy the BENEFITS.

You also can be part of our ENTREPRENEURSHIP program to  grab the Opportunity to Own a Business and Travel the World! We need Multiple Source of income to increase your Cash Flow. You need an alternative source of income that can be done ON LINE. You have a great chance to earn what the wealthy can earn. You can move from being an employee to a business owner!

We have the best of the best mentors in the Philippines. Bo Sanchez and Rex Mendoza are Mentors in IMG! You can access their mentoring through IMG Big Events and Conventions.

BO Sanchez and Me.

Rex Mendoza; a renowned Financial Guru, and Bro Bo Sanchez; our beloved Spiritual and Financial Mentors are Speakers on our BIG Events! This alone are worth several tens of thousands but it's FREE if you JOIN NOW!

REX MENDOZA- FINANCIAL GURU

Be a MEMBER NOW. Register HERE as IMG MEMBER, or Call or text me at 0920-902-1217 (Benj) NOW na!

IMG truly is an amazing company that changed my Financial Life!

#1M2020

#FinancialFreedom

#DebtDestoyers

Excited to get you as part of our team!

God bless us all,

Benj Fely Santiago

Senior Executive Vice Chairman IMG

Truly Rich Makers Founder

Debt Destroyers Author